Starting Your Home Buying Journey with Confidence
Here are five key points to keep in mind as we get started. We’ll tailor our approach to fit your needs, circumstances, and goals as we get to know each other.
Until then, get ready for a smarter, more informed buying experience—backed by our proven track record of successfully representing both buyers and sellers in San Francisco for over a decade.
MEET + GREET
Let’s connect Whether by phone, Zoom, or in person, we’ll get to know each other, map out your goals, and set the course for success.
THE 415/628
Beyond the 7x7 miles With Kevin’s deep knowledge of the city, we’ll explore its streets, parks, and neighborhoods—uncovering hidden gems and insights along the way.
MONEY + MORE
Cash or Credit? SF’s unique properties, quirks, and high prices make financing tricky. Explore lender options, what they evaluate, and how to leverage cash to maximize your buying power.
IN THE WILD
Navigating Open Houses We’ll equip you with the tools to tour like a pro and the insights to spot what really matters. Plus, check out our YouTube walkthroughs for expert guidance on what to look for!
DELVING DEEPER
What Buyers Should Look For & Sellers Should Highlight Get Kevin’s expert advice on spotting value as a buyer and maximizing appeal as a seller in SF’s competitive market.

GETTING TO KNOW YOU
Face to Face[Time]
Let’s set aside some time to connect and explore your goals in San Francisco real estate. Whether by phone, text, FaceTime, or in person, our first conversation is just the beginning—one of many to come. We promise an insightful and engaging discussion that sets the stage for a seamless, rewarding experience. Let’s get started!

THE BUYER BROKER AGREEMENT
How We All Get Paid + Why It Matters Now
Real estate got a transparency upgrade in 2024. Buyers must now have a written agreement with their agent before making an offer on an MLS-listed property, and commission structures are no longer pre-set. Buyer agent fees are now negotiated upfront when buyers and agents first start working together. Whether sellers cover buyer agent fees is determined with each purchase offer.

This is what AI thinks San Francisco looks like—proof that you still need humans like us to help you navigate our fair city.
GETTING TO KNOW SAN FRANCISCO
The Districts of San Francisco
San Francisco’s 49 square miles are packed with variety, opportunities, and hidden gems. Let’s start exploring its neighborhoods to find the right fit for you.
The MLS organizes the city into 10 geographic districts, each with its own character, reputation, and value. Within those, numerous sub-districts closely align with familiar neighborhoods. We’ll help you navigate these distinctions, uncover hidden opportunities, and explore places you may not have considered—but just might love.

GETTING TO KNOW WHEN IN SAN FRANCISCO
San Francisco Seasonality
San Francisco loves twos—two towers on the Golden Gate Bridge, two peaks of Twin Peaks, and… well, that’s our way of telling you that our housing market also has two peaks each year—spring and fall.
Unlike much of the country, where summer is the busiest season (thanks to school schedules and relocations), San Francisco’s market slows down in summer—blame the fog, vacations, and our unique rhythms. While school-related trends may shift in the coming years, our slowest months have consistently been August and December.
We’ve analyzed years of MLS sales data on a weekly basis to identify when the busiest weeks typically occur. But before you think you can game the system—think again. The market is, well, the market. Want to decode that? Let’s chat.

PAYING TO LIVE IN SAN FRANCISCO
Of Mortgages and Money
There’s a lot to consider when financing a home purchase—even for all-cash buyers. The right strategy can make all the difference, and we work with trusted lenders who can navigate complex scenarios, sometimes turning the impossible into an opportunity or uncovering options that save you money.
Good thing you have us by your side to help you strategize, optimize, and win in San Francisco’s market.

IN THE SWING OF THINGS
In the Field: Open Houses, Properties, Visits, Agents, Offers, Pricing and More
Once a property hits the open market, certain protocols, conventions, and unspoken rules come into play. We’ll brief you on what to expect, what to do, and how things should go—versus how they really go.
First rule? Always let the agent at a property know you’re working with Kevin+Jonathan and sign in if they ask. We’ll handle all communications—just tell us which properties catch your eye, and we’ll take it from there!
Quick Guide to San Francisco’s Open House Conventions:
Sundays (2–4 p.m.) are prime open house time. Some homes open Saturdays, but times vary (usually 1–3 p.m. or 2–4 p.m.).
Twilight Tours (weekday evening showings) are common but vary in timing.
Broker Tour Tuesdays—real estate’s version of speed dating—happen citywide, with open times depending on the neighborhood and listing status. We love checking out new listings and reconnecting with agents—want to tag along? Just ask!
New-build condos? Talk to us before visiting or, at the very least, mention you’re working with us upfront—this can make a big difference in your representation.
And of course, we’re always happy to set up private tours or preview properties for you—just let us know what stands out!
Here’s a quick rundown of San Francisco’s open house conventions:
• Most open houses happen Sundays from 2–4 p.m. Some homes open Saturdays, but times vary (usually 1–3 p.m. or 2–4 p.m.).
•Twilight tours (weekday evening showings) are common, but times and days vary.
•Broker Tour Tuesdays—think of it as speed-dating for real estate—happen across the city, with open times depending on the neighborhood and whether a listing is new or a repeat. We love checking out new listings and reconnecting with fellow agents, and we’re happy to take clients along—just ask!
•New-build condos? Talk to us before visiting, or at the very least, mention you’re working with us at the start—this can make a big difference in representation.
Of course, we’re always happy to set up private tours or preview properties for you—just let us know what catches your eye!

SEE WHAT WE SEE
More than 700 YouTube Walk-Throughs with Kevin
With 3,600+ subscribers and 1M+ hours viewed (that’s over 11 years of watch time!), our YouTube channel is your virtual open house library.
Sometimes you can’t make an open house. Sometimes you want our take on House X or Condo Y. And sometimes, you just want to see a beautiful home.
For all those times, Kevin has you covered. He’s filmed 700+ YouTube videos, walking through homes of all shapes, sizes, conditions, and price points.
Watching these gives you a real sense of how we evaluate properties and what’s out there. Watch, like, and subscribe below!

DESTINATION FOUND — LET’S LEARN MORE
Delving Deeper By Deciphering Disclosure Documents
The next step after finding a property you like? Getting the disclosure documents—the hundreds of pages sellers are required to provide, answering key questions about the property.
Our job is to help you decipher and contextualize these disclosures, so you can make informed decisions about:
How much you want to spend
What to expect in the short, medium, and long term
How to investigate any questions that arise
How this property compares to others
Because we see and sell so many homes in San Francisco—and have tackled our own major renovations—we have a deep understanding of how houses work. This helps our clients process the details with confidence. And for anything needing specialized expertise, we have a trusted roster of referrals ready to assist.
Time to Get Going!
You’re ready to have an engaged, experienced, and successful real estate team by your side—let’s make your San Francisco real estate goals happen! 

You’re now ready to have an engaged, experienced, knowledgeable, and successful real estate team by your side and working on your behalf to achieve your San Francisco real estate goals—right?

What Else?
What we‘ve been up to lately
Hello and Welcome to San Francisco Real Estate from Kevin Ho + Jonathan McNarry | Top Producers, Top 1% of San Francisco Agents | Vanguard Properties
Learn about San Francisco real estate that’s smart, elite, and engaging from top producers, Kevin Ho and Jonathan McNarry (and their loyal dog Raffi McNarry-Ho), and leading locally owned boutique brokerage, Vanguard Properties. Kevin and Jonathan approach their craft with heart, thought and dedication. (415) 297-7462 and (415) 215-4393. info@kevinandjonathan.com
2024 Election Influence Not Interference
How local elections in San Francisco and elsewhere will impact housing decisions that have consequences for everyone and the market with Kevin Ho and Jonathan McNarry, top producing buyer and seller agents with San Francisco’s Vanguard Properties, the leading locally owned LGBTQ real estate brokerage for San Francisco and the Bay Area.
Learn About As-Is Sales in San Francisco’s Housing Market and What It Means for You
Kevin Ho and Jonathan McNarry are top San Francisco real estate agents at Vanguard Properties, specializing in ‘as-is’ clauses, buyer and seller representation, and seamless transactions. With over a decade of success in San Francisco’s competitive market, they offer expert guidance in navigating disclosure and repair obligations. Contact Kevin+Jonathan for experienced, trusted real estate services that deliver results.
SOLD: 735 Clementina Street, San Francisco, CA - Industrial Chic Home - Historic Warehouse - $1,895,000 - MLS 424065069
SOLD: 735 Clementina Street, a prime example of an epic, airy and well-designed property for those seeking an industrial-loft aesthetic with access to outdoor space and proximity to an urban environment. This 2-bed, 2-bath warehouse conversion is nestled on a quiet, one-way tree-lined street in the heart of SOMA, yet feels worlds apart from the typical city hustle. Spanning 1,970 sqft+, this 2-level historic gem stuns with its soaring 12.5-foot ceilings and an extraordinary 35-foot-long skylight that floods the space with natural light that also features an extraordinary set of power roller shades. There’s also a private roof deck and large garage with commercial-style roll-up garage door. Listed with Kevin Ho, Vanguard Properties, www.735-Clementina.com, MLS 424065069.
SOLD: 646 Eucalyptus Way, Alameda, CA - Bay 37 Premier Single-Family Home Listing Nearly New Detached - Kevin Ho + Jonathan McNarry, Vanguard Properties, MLS 424064023
SOLD! Highest and Fastest Resale. 646 Eucalyptus Way, Alameda, an upscale, nearly new 2021-built, detached home in Alameda’s Bay 37 community, listed by Kevin Ho and Jonathan McNarry of Vanguard Properties. This 4-bed, 3.5-bath 2401-sqft, 3-level, 2-car parking home features solar panels, premium finishes, and modern upgrades. Reach out to Kevin+Jonathan about 646 Eucalyptus.