Kevin+Jonathan’s Blog Posts re SF Real Estate

All-Cash vs. Financed Offers in San Francisco Chart
May 9, 2023 Advice, Buyer Advice, First Time Buyers, Mortgages, On the Media, San Francisco Real Estate, SF News, SF State, Trends

SF Chronicle: All-Cash vs. Financed Offers in 2023

Cash vs. Mortgages in San Francisco — which is more popular in San Francisco’s housing market? Kevin Ho and Jonathan McNarry, top-ranked real estate agents at Vanguard Properties, explore showing that financed offers account for more than half of all reported purchases for the past 5 years.

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2021 Conforming Loan Limits
December 26, 2020 Advice, Home Buying, Mortgages, Real Estate Industry, San Francisco Real Estate

COMING SOON TO YOU: Higher Conforming Loan Limits for 2021 

Starting the last week of December 2020, conforming loan limits for high-market value areas like San Francisco are going up to more…

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Raffi Money
June 9, 2020 Advice, Buy Now, Buyer Advice, Loans, Mortgages, San Francisco Real Estate

Getting the Home Lending Process Started | Advice from Kevin Ho and Jonathan McNarry, Vanguard Properties, San Francisco

The home lending process is one that takes time, effort and oftentimes is fraught with questions. Kevin Ho and Jonathan McNarry, realtors who have helped many buyers win homes and purchase them using a mortgage, give some observations about what works in San Francisco.

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Twenty Percent Or Less!
March 16, 2017 Advice, Buy Now, Buyer Advice, Home Buying, Loans, Mortgages, Trends

Yes, It’s possible to buy for less than 20 percent down

Think a 20% down payment is the only way to buy property in San Francisco? Think Again. There are many mortgage programs out there that allow you to get into a home now while rates are low and appreciation potential remains strong in San Francisco. Advice from Kevin Ho and Jonathan McNarry, Vanguard Properties

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Better Buying
February 25, 2016 Advice, Buy Now, Buyer Advice, Home Buying, Mortgages, San Francisco Real Estate

Better Buying: How A Financed Offer Can Still Win in San Francisco’s Competitive Real Estate Market

How to win property in San Francisco while still getting a mortgage: non-contingent financing. Top tips from Kevin Ho and Jonathan McNarry, Vanguard Properties, San Francisco

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December 31, 2015 Advice, Buy Now, Buyer Advice, First Time Buyers, Mortgages, Real Estate Industry, San Francisco Real Estate, San Francisco Real Estate Districts, Sellers advice, Vanguard Properties

In 2015 Our Real Estate Clients of Kevin+Jonathan Bought for Less and Sold for More in San Francisco, Data Shows

See how clients of realtors Kevin Ho and Jonathan McNarry, Vanguard Properties, San Francisco, performed in 2015 based on MLS data for San Francisco — they did better.

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July 26, 2013 Advice, Castro District, Condos, exclusive, Great Opportunity, Hayes Valley, Home Buying, Hot Property, Loans, Mortgages, notable homes for sale, Noted Design, Real Estate Industry, SF News, SF Urban Planning, Something Special

The Official Line on the LineaSF

LineaSF Update Just as yours truly got a sneak peek at The Century SF this week, another new, triangular-shaped condo building, is…

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August 22, 2012 Advice, Buy Later, Buyer Advice, First Time Buyers, Home Buying, investment potential, Mortgages, Real Estate Industry, Transitional Neighborhood

Big Changes to Short Sale Practices Announced

New Lending Short Sale Standards Coming From the California Association of Realtors Thhe Federal Housing Finance Agency (FHFA) will realign guidelines for…

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July 20, 2012 Advice, Buyer Advice, exclusive, Great Opportunity, Mortgages, Real Estate Industry, San Francisco Real Estate, SF News, Something Special

Essential iPad utilities for realtors and consumers alike

IPad Tools that Can Help Buyers and Realtors Alike Navigate the Field A lot of my clients and folks who I meet…

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June 30, 2012 Advice, Buy Later, Buy Now, Buyer Advice, Condos, hi end, Home Buying, Hot Property, Mortgages, New Construction, Open House, San Francisco Real Estate, SF News

Housing Exuberance Led by Shiller’s U.S. Glamorous Cities – Bloomberg

In San Francisco, [residential real estate] prices are being driven up by the soaring technology industry. In May, a record 211,400 people…

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June 25, 2012 Advice, Buyer Advice, Home Buying, Mortgages

What are Those Underwriters Doing?

Freddie/Fannie/FHA Lending Guidelines So most escrows are being held up thus delaying closings. Why? Underwriting since the housing crisis has swung the…

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June 24, 2012 Advice, Buyer Advice, Home Buying, Mortgages, San Francisco Real Estate, Sellers advice

Refis on underwater jumbo loans nearly impossible – SFGate

One of the reasons why there’s so very little inventory now: Refis on underwater jumbo loans nearly impossible – SFGate.

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